Cards have become ubiquitous for online shopping, online payments, and other payments. They are easier, more convenient, and safer. The Bajaj Finserv Insta EMI Card is one such card in the league, that offers unbelievable benefits to its owners. There are plenty of benefits connect with the Insta EMI Card.
The Bajaj Finserv Insta EMI Card
With this card, you can purchase everything you need with an EMI card via a pre-approved and interest-free loan. This EMI card offers you an exclusive opportunity to shop for over a million products online and offline. One of the best things about the card is that it can be use in over 3,000 locations.
You can buy almost anything on EMIs across various Bajaj partner stores. From the newest smartphone collections to fashion and groceries, there is a wide variety of loan amounts and tenors available. The card offers easy EMIs, thus making it a great option for consumers.
What is the Insta EMI Card all about?
EMI cards are like pre-approve loans that can be used for various commodities, including electronics, mobile phones, consumer durables, gadgets, and so on. For a tenor of three to twenty-four months, the purchase can be converte into easy instalments. By excluding the interest component from the monthly instalment, easy EMIs help reduce borrowing costs. You won’t have to provide any documents since the Bajaj Finserv Insta EMI Card is pre-approve, so it’s hassle-free.
What is the difference between an Insta EMI card and a regular credit card?
Below are the key differences between your Bajaj Finserv Credit Card and your Bajaj Finserv EMI card –
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Eligibility
Any Indian citizen (aged between 21 and 65) can easily apply for the Bajaj Finserv EMI card. All you need are a couple of supporting documents to prove your regular income.
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Interest
The Insta EMI Card allows you to take advantage of EMIs without any interest being charged to you by the sourcing company. The product is only charge in instalments, and there are no interest charges.
What is The Right Age Group for Applying for This Card?
Insta EMI Card is only available to people between the ages of 21 and 65 years old.
You Need to Have Certain Documents with You as Well
The application form for the Bajaj Finserv card needs to be accompanied by certain documentation and age requirements. You will need to provide your identification, account number, and address to verify your identity. A signed ECS mandate must accompany your address proof, cancelled check, PAN card, and check stub. Applicants must submit their PAN card when applying for the Insta EMI Card, while Aadhar cards are only use as proof of address.
You Need to Maintain a Study Source of Income
The EMI network card can only be obtaine if you have a steady source of income. The debit from your card’s ECS limit is usually make from this account.
Can a Student Also Apply for the Insta EMI Card?
Students cannot apply for the Insta EMI Card. A regular source of income is a required criterion to be eligible for the card.
Will my Application for the Card be Accept Online?
For your first purchase, at any of our partner stores, you can also submit a few basic documents to apply for the Bajaj Finserv Insta EMI Card. By clicking on the ‘Apply Online’ button on the official website, you can start your journey to a hassle-free world of EMIs.
